October 29, 2021 - mediadealer - Money Hacks - 196 views
Date: 2021-08-17 21:07:49
Lets discuss my least favorite banks, the fees they charge, and the alternative options that could earn you more money – ENJOY! Note: PLEASE Do your own research. For entertainment purposes only. This is satire. None of this reflects the legitimacy of these companies. Add me on Instagram: GPStephan
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5. BANK OF AMERICA
Even though they have a decent credit card, mortgage options, and a simple to use online website – their bank itself is riddled with fees. You’ll find a $35 OVERDRAFT FEE…a $30 WIRE TRANSFER FEE…A $15 INCOMING Wire Transfer Fee and $15 Cashiers Check FEE….a $5 lost card replacement fee with $15 rush delivery….and even though they have a WHOLE BUNCH of other random fees, on top of random fees…all without earning much interest.
4. HSBC Bank
After some recent issues, all accounts under $75,000 will be closed, as well as businesses who operate with less than $5 million dollars in annual revenue. As a resul, HSBC pulled the rug on its customers…shut down accounts worth less than $75,000…and then sold themselves to a bank that charges even HIGHER fees.
3. Wells Fargo
This one has a checkered past, but the account itself is full of low interest and fees. Their platinum account carries a $12 monthly maintenance fee unless you keep a minimum balance of $3500 per month…and you get an interest rate of 0.01%. S
One of the MANY reasons I cancelled them, was because their MOBILE deposit limit was SO LOW…at a whopping $1000 per day, or $3000 per month. Now, you might think to yourself…”BUT GRAHAM! $1000 PER DAY IS A LOT! THAT’S $365,000 PER YEAR!”….except, when you have any SINGLE check above $1000…even if it’s $1001…you can’t deposit it through the mobile app…and, if you exceed $3000 per month…you’re out of luck….and you’ll either need to stand in LINE to deposit a check in person, or mail it to them…which, I’m not doing.
1. US BANK
Just watch the video 🙂
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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
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